It's a fact of life that without conscious attention and prevention, people tend to adjust their lifestyle to match their income. I always thought "Oh, that won't happen to me" - but it did. If you were earning an minimum wage and you saw
Let me start by telling you about my strategy and why it's probably not the best one for you. I invest about 70% of my income, and almost all of it into a single global index fund. But I have a few things that make this make sense:
There have been a lot of posts online recently which basically say something like "Buying government bonds that only yield around 1% when the inflation rate is closer to 2% is nonsense! Only a fool would do that!" That's just silly. Assuming that were true, the
In my estimation, money can buy your 4 different things: 1. Stuff 2. Services 3. Time 4. Options Stuff is the most obvious of these. Money can buy you that new Sony Xperia Phone, that new MacBook Pro, that fancy new car, or high brand clothes. Material things in general
If you study finance in college like I did, one of the first terms you will hear is "risk" - but what does it mean, really? I would propose the following: "Risk" as it is defined in finance does not mean what many people think it
If you ask most people with little investing experience how much they want to make, the answer is usually something like "As much as possible". Likewise, if you ask about their target date, they will say "As soon as possible!" Yes, sure, we all want to
There have been multiple articles in the newspapers and segments on the news lately about how the Bank of Japan (Nichigin) has been making a tidy profit on the Japanese stock marker. BoJ has been buying Japanese stocks for some time for various reasons, so it's no surprise
How to become wealthy in Japan? Well, being a salaryman (or office lady) working for a large company is about the worst say, structurally speaking. While Japan is a first world country with a decent standard of living and very good social benefits, the cost of living has been creeping
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